Shelter Care Pet Insurance:
|Plan||Accidents||Illness||Deductible (per incident)||Max age limit to sign on||Lifetime cover||Price per month|
|Basic (30%)||$1500/incident, unlimited lifetime||$1500/category, $18000 lifetime||$100||none||No||Dog: $25.95- 29.95 Cat: $17.95|
|Forever (30%)||$3000/incident, unlimited lifetime||$3000/category, $36000 lifetime||$100||none||No||Dog: $31.95- 45.95 Cat: $19.95|
|Preferred (30%)||$5000/incident, unlimited lifetime||$5000/category, $60000 lifetime||$100||none||No||Dog: $46.95- 63.95 Cat: $26.50|
What do they mean by category?
12 different categories for different types of illnesses. Each renews each year.
Detailed coverage Chart for Shelter Care Pet Insurance
|Vet fees Accident||$1500/incident, unlimited lifetime||$3000/incident, unlimited lifetime||$5000/incident, unlimited lifetime|
|Vet fees- Illness||$1500/category, $18000 lifetime||$3000/category, $36000 lifetime||$5000/category, $60000 lifetime|
|Death (replacement cost of pet)||$500||$500||$500|
|Euthanasia and cremation||$100||$100||$100|
|Boarding (if owner hospitalized)||$250||$250||$250|
|Holiday (trip cancellation)||-||-||-|
|Dental (not teeth cleaning)||-||-||-|
|Breeding, Fertility, Pregnancy||-||-||-|
|Medical devices (ex. Wheelchair for dog)||Depends on illness||Depends on illness||Depends on illness|
|Lost/Stolen pet adds||$150||$150||$150|
|Third party liability (dogs only)||-||-||-|
|Accidental Damage (tenant coverage)||-||-||-|
|Grooming and Bathing||-||-||-|
|Pet food, Nutritional supplements, vitamins, natural remedies||Yes if diagnosed and recommended by vet.||Yes if diagnosed and recommended by vet.||Yes if diagnosed and recommended by vet.|
Some Common Questions:
Lifetime insurer (will they cover on going conditions throughout pets life)?
They will continue to insure your pet for an ongoing illness up to the maximum per category. However they are not a true ‘lifetime plan’.
If you want to better understand Lifetime Pet Insurance, check out this page!
10% for 3 or more pets.
5% for 2 pets (1 cat, 1 dog).
5% for pets registered with 24petwatch.
10% for medical service pets.
Discount if you work for animal welfare organization or vets.
Any vet or specific vets only? After hours vets or in home vets?
Any licensed vet of your choice in North America.
Can the vet be paid directly?
Yes, if your pet is an EVE partner.
If not, How quickly are claims processed with Shelter Care Pet Insurance?
5-10 business days.
Do they cover examination fee (if it relates to the injury or illness)?
If it ends up being diagnosed and covered then the examination fee will be included in the re-payment.
Yes, All Breeds are covered with Shelter Care Pet Insurance.
Do I stop getting coverage as my dog ages?
Does age affect monthly price (as my dog gets older will the monthly premium go up)?
Do they put the monthly price up every year? By how much?
The prices increase with inflation.
Does Shelter Care Pet Insurance serve all of USA? Is the monthly amount more depending on where I live?
Accident starts the following day.
30 day for illness.
Do rates increase with more claims/penalized for filing more claims?
Maximum lifetime claim amount?
What is the co-pay?
30%. If you phone to order, they may offer plans with a better co-payment.
None to note.
Money back guarantee?
No, but you only sign on for month to month, so you are not locked in for a year.
What Shelter Care Pet Insurance doesn’t cover
- claims that are directly or indirectly related to:
• Pets under 8 weeks old.
• Pre-existing conditions.
• No coverage for activities that result from: breeding.
• Treatment not recommended by a vet.
Make sure to read the fine print before purchasing, there are many more exclusions that are not written here.
And, please come back and leave a review!Thank you.
24petwatch- another Pethealth corporation company!
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Corporation of Pethealth and all their other companies.
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Pet Insurance Terminology - all the complicated terminology explained simply and easily.