Dog Health Insurance – Dog Insurance for your Best Friend!

Dog Insurance:

Everything you need to know to choose Dog Health Insurance for your Best Friend!

Here you will find out information on:

– how insurance company generates the prices for different kinds of dogs,

– important information to look out for when choosing insurance for your dog,

and…. finally a collection of companies in different countries.

 

When you’re looking to get Dog Insurance, some things that you need to know are:The price of the dog insurance depends on several things:

 

 

• Where you live in your country
• The age of your dog
• The breed of your dog

Photo- Thanks from Shirley!


For example, an older Great Dane living in a large expensive will cost more to insure than a mixed breed, puppy living in a less expensive city.


Where you live:
Different cities have different average veterinary fees, and this is reflected in the monthly premium. For example, vet costs are higher in Toronto, or London England or New York…

The age of your dog:
Younger dogs, just like younger people have fewer medical problems, and so the monthly payment is lower for younger dogs.

Breed:
Most pet insurance companies charge more for Dog Insurance for certain breeds.

Some companies wont insure some breeds.

Sometimes pure breed dogs have a younger age that they have to sign onto the plan.

Below is a list of some of the more common breeds that are expensive to insure for Dog Health Insurance.

Alapaha Blue Blood Bulldog Dalmatian Landseer; Leonberger
Alpine Dachsbracke Deerhound, Scottish Mastiff
American Bandogge Mastiff Doberman Pinscher Mee Kyun Dosa
American White Shepherd Dogue de Bordeaux Neapolitan Mastiff
Appenzeller Sennenhunde Dosa Inu Newfoundland
Azawakh Dutch Sheepdog Old English Sheepdog
Basenji English Mastiff Perro de Presa Canario
Basset Hound Entlebucher Mountain Dog Peruvian Inca Orchid
Berger des Pyrénées Estrela Mountain Dog Pharaoh Hound
Bernese Mountain Dog Fila Brasileiro Rottweiler
Boerboel French Bulldog Saint Bernard
Boxer German Shepherd Sloughi
Braque Francais Pyrenees German Shepherd, King Terrier, American Staffordshire
Bulldog, American Great Dane Terrier, Bull
Bulldog, English Great Pyrenees Terrier, Miniature Bull
Bullmastiff Greater Swiss Mountain Dog Terrier, Pit Bull
Cane Corso Greyhound Terrier, Soft Coated Wheaten
Caucasian Mountain Dog Griffon Vendéen, Grand Basset Terrier, Staffordshire Bull
Central Asian Outcharka Shepherd Irish Wolfhound Tibetan Mastiff
Chinese Shar-Pei Italian Greyhound Tosa

Table list- According to Petcare Insurance Canada (Petcare only insure Sharpeis for accident coverage)

Just because PetCare identifies the breeds that they charge more to insure, Overall, most companies do charge more for selected breeds (similar to list above), but just do not advertise it on their website.

Canada
Most companies in Canada cover all breeds, however they charge different amounts for different breeds under their various Dog Health Insurance plans.

In the United States, 
Banfield’s plans are the same price for every breed of dog. (routine care coverage)

Pet plan in the USA does not cover: wolf or wolf crosses or cloned pets.

Pets Best in the USA: Pregnancy can be covered for many breeds, however they do exclude some breeds as follows: Dog breeds: Bulldog, French bulldog, Boston Terrier, Chihuahua, Pug, Dachshund, Lhasa Apso, Maltese, Pekinese, Pomeranian, Schipperke, Shih-Tzu, Tea cup poodle, West Highland Terrier, Yorkshier Terrier. Cat Breeds: Himalayan, Persian.

In England, 
Dogs under the Dangerous dog act are not covered by most companies:
Pit Bull Terrier
Japanese Tosa / Tosa Inus
Dogo Argentino (also referred to as Argentine Dogo and Argentinian Mastiff)
Fila Brasileiro

As well as pets described similar in type and characteristic. They may not even be of this breed, but if they’re described to be the same.
This is described as a type and characteristic, NOT breed, meaning any dogs that have characteristics as the above breeds.

Also, Many companies in England will not insure:
American Bandogge/Bandogge Mastiff
American/Irish Staffordshire Bull Terriers
Canary Dogs/Perro De Pressa Canarios/Presa Canarios
Cane Corsos
Czechoslovakian Wolfdogs/Sarlooswolfhounds/ Wolf Hybrids
Korean Jindo
Northern Inuit Dogs
Racing Greyhounds
Shar Pei
Utonagan

Or any crosses with these breeds.

 


 

Some other things that you will want to keep in mind when choosing the right Dog health insurance are:

Does the plan cover hereditary or congenital conditions ?

Does the company pay a % of the vet bill you pay or is their payment based on a benefit schedule?

Now that you know some more information about dog insurance,
Check out the Dog Health Insurance companies in your country:

Canada

United States

United Kingdom (coming soon)

Australia (coming soon)

If you are looking for Exotic Pet Insurance or Equine Insurance , check these pages out too.

 


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