Equine Insurance ( Horse Insurance )of the USA and more!

Equine Insurance
Find Horse Insurance that meets your needs!

Horses are Expensive and Horse insurance can help!
Equine insurance helps to keep costs monthly so you can pay for unforeseen major expenses through the insurance.

There are many kinds of insurance available for horses, below are a few:

• Medical,
• Veteran or pony coverage
• Third party liability (an absolute must if in the UK)- keep reading to find out why,
• Mortality
• Trailer coverage
• Tack and Saddle coverage
• Rider Horse insurance
• Loss of use insurance

First, you need to decide what kind of horse insurance that you want and will use…

I have amassed many equine insurance policies so you can pick the best company for your horse or pony.

Medical:

Medical bills can add up. This can help to keep your medical bills reasonable if your horse gets sick or injured. To be covered, you pay a monthly fee, and then if something major happens it is covered. If you can’t afford to pay out of pocket, this insurance is for you.

Veteran or Pony: 

Veteran horse or pony insurance can cover rider coverage, third party liability or even medical insurance for horses and ponies that don’t compete, because unforeseen bills could cost an arm and a leg!

Third party Liability: 

This insurance is now VERY important in the UK.
This is why:
House of Lords has now decided that in the event of someone being injured by a horse, the Animal Act should apply. Under the Animal Act the keeper/owner is strictly liable for any damage or injury to a third party, whether negligent or not. 

So, if something happens, this insurance can save you millions… so if you only get one kind of insurance, get this!

Mortality horse insurance: 

This will cover the replacement cost (the price you specify when you purchase the insurance) of the horse if it dies. This can cover any death or only certain causes of death.

Trailer coverage: 

Usually, you choose the amount that the trailer or flat or box is worth and how much you want it insured for.

Saddle and tack coverage: 

You can often choose the amount that your saddle and tack are worth and have it insured for loss or theft.

Rider insurance: 

Can cover you or other riders that ride your horse. Covers for injury or death of the person.

Loss of use: 

If your horse is used for competitions or races (to name a couple), you will get a percentage of the losses that you would have made if your horse can no longer compete.

Below is a list of the Horse insurance in the United States. It shows the a basic breakdown of the cover.

To find information on the companies in:
England,
Ireland,
Australia,
New Zealand,
or
Canada

Click here…

If you use any of these companies, please Leave a review… Thank you.

UNITED STATES: 

Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
ARIZONA
The Equestrian group yes Yes- theft yes yes yes
JL Equine insurance (no website) ? ? ? ? ? ? ? ?
Equisport agency inc yes yes yes yes
CALIFORNIA Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Morningstar insurance brokers yes
First Tower insurance yes Yes – theft yes yes yes
Jorene Mize insurance agency yes Yes- theft yes yes yes
COLORADO
Equisure yes Yes- theft yes yes
FLORIDA Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Buxton equine insurance yes Yes- theft yes yes yes
Tom Williams insurance inc (no website, phone number online only) ? ? ? ? ? ? ? ?
Peterson insurance services yes yes yes
GEORGIA Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
C Jarvis Insurance Agency yes yes yes yes
Rivers insurance (website under construction) ? ? ? ? ? ? ? ?
ILLINOIS
Hallmark horse insurance yes yes yes yes
KANSAS
Agri-risk Services yes yes yes
KENTUCKY Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Continental Bloodstock agency (Neuman insurance) yes yes
Marnitz and associates insurance yes
Independent equine agents yes yes yes yes
Smith-Embry insurance agents yes yes yes yes
Dietrich &Co equine insurance yes yes yes yes
Energy equine insurance yes yes yes yes
Ace insurance services yes yes yes yes
MARYLAND  Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Marks Insurance & Associates inc (no website) ? ? ? ? ? ? ? ?
MASSACHUCHETTES
Corinthian horse insurance yes yes yes yes
MICHIGAN
Equi Sport agency yes yes
MISSOURI
Georgia walker and associates yes
NORTH CAROLINA Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Star H equine insurance yes yes yes yes
Equine insurance centre yes yes yes yes
NEBRASKA
Wilkins horse insurance yes yes yes yes
NEVADA
All American Horse insurance agency yes yes
NEW JERSEY Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Blue Bridle insurance agency yes yes yes
NEW YORK Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Rojas Agency inc yes yes yes yes
Best insurance brokers yes yes yes yes
OHIO
Fry’s equine insurance agency yes yes
Jarvis insurance agency yes yes yes
OKLAHOMA
Northwest insurance yes yes yes
OREGON Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Oak Springs insurance group yes yes
PENNSYLVANIA
Susan Fox Equine insurance yes yes yes
TEXAS Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Taylor Harris insurance yes yes yes
Southwest Ag insurance services yes yes
Knight equine insurance yes yes
Asset Equine insurance yes
Star H equine insurance of Texas yes yes yes yes
VIRGINIA Mortality Theft or loss from straying Loss of use Medical Liability Personal accident Horsebox/ trailer Saddle and Tack
Markel equine yes yes yes yes
WASHINGTON
Equine insurance Northwest yes
LCI Livestock insurance yes

There are probably MANY more companies than this, so I will continue to update this table. If you know of a company, Contact Us , or leave a review!!!

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UK companies coming soon….

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