Equine Insurance
Find Horse Insurance that meets your needs!
Horses are Expensive and Horse insurance can help!
Equine insurance helps to keep costs monthly so you can pay for unforeseen major expenses through the insurance.
There are many kinds of insurance available for horses, below are a few:
• Medical,
• Veteran or pony coverage
• Third party liability (an absolute must if in the UK)- keep reading to find out why,
• Mortality
• Trailer coverage
• Tack and Saddle coverage
• Rider Horse insurance
• Loss of use insurance
First, you need to decide what kind of horse insurance that you want and will use…
I have amassed many equine insurance policies so you can pick the best company for your horse or pony.
Medical:
Medical bills can add up. This can help to keep your medical bills reasonable if your horse gets sick or injured. To be covered, you pay a monthly fee, and then if something major happens it is covered. If you can’t afford to pay out of pocket, this insurance is for you.
Veteran or Pony:
Veteran horse or pony insurance can cover rider coverage, third party liability or even medical insurance for horses and ponies that don’t compete, because unforeseen bills could cost an arm and a leg!
Third party Liability:
This insurance is now VERY important in the UK.
This is why:
House of Lords has now decided that in the event of someone being injured by a horse, the Animal Act should apply. Under the Animal Act the keeper/owner is strictly liable for any damage or injury to a third party, whether negligent or not.
So, if something happens, this insurance can save you millions… so if you only get one kind of insurance, get this!
Mortality horse insurance:
This will cover the replacement cost (the price you specify when you purchase the insurance) of the horse if it dies. This can cover any death or only certain causes of death.
Trailer coverage:
Usually, you choose the amount that the trailer or flat or box is worth and how much you want it insured for.
Saddle and tack coverage:
You can often choose the amount that your saddle and tack are worth and have it insured for loss or theft.
Rider insurance:
Can cover you or other riders that ride your horse. Covers for injury or death of the person.
Loss of use:
If your horse is used for competitions or races (to name a couple), you will get a percentage of the losses that you would have made if your horse can no longer compete.
Below is a list of the Horse insurance in the United States. It shows the a basic breakdown of the cover.
To find information on the companies in:
England,
Ireland,
Australia,
New Zealand,
or
Canada
…
Click here…
If you use any of these companies, please Leave a review… Thank you.
UNITED STATES:
| Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack | |
|---|---|---|---|---|---|---|---|---|
| ARIZONA | ||||||||
| The Equestrian group | yes | Yes- theft | yes | yes | yes | – | – | – |
| JL Equine insurance (no website) | ? | ? | ? | ? | ? | ? | ? | ? |
| Equisport agency inc | yes | – | yes | yes | yes | – | – | – |
| CALIFORNIA | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Morningstar insurance brokers | yes | – | – | – | – | – | – | – |
| First Tower insurance | yes | Yes – theft | yes | yes | yes | – | – | – |
| Jorene Mize insurance agency | yes | Yes- theft | yes | yes | yes | – | – | – |
| COLORADO | ||||||||
| Equisure | yes | Yes- theft | – | yes | yes | – | – | – |
| FLORIDA | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Buxton equine insurance | yes | Yes- theft | yes | yes | yes | – | – | – |
| Tom Williams insurance inc (no website, phone number online only) | ? | ? | ? | ? | ? | ? | ? | ? |
| Peterson insurance services | yes | – | – | yes | yes | – | – | – |
| GEORGIA | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| C Jarvis Insurance Agency | yes | – | yes | yes | yes | – | – | – |
| Rivers insurance (website under construction) | ? | ? | ? | ? | ? | ? | ? | ? |
| ILLINOIS | ||||||||
| Hallmark horse insurance | yes | – | yes | yes | yes | – | – | – |
| KANSAS | ||||||||
| Agri-risk Services | yes | – | – | yes | yes | – | – | – |
| KENTUCKY | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Continental Bloodstock agency (Neuman insurance) | yes | yes | ||||||
| Marnitz and associates insurance | – | – | – | – | yes | – | – | – |
| Independent equine agents | yes | – | yes | yes | yes | – | – | – |
| Smith-Embry insurance agents | yes | – | yes | yes | yes | – | – | – |
| Dietrich &Co equine insurance | yes | – | yes | yes | yes | – | – | – |
| Energy equine insurance | yes | – | yes | yes | yes | – | – | – |
| Ace insurance services | yes | – | yes | yes | yes | – | – | – |
| MARYLAND | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Marks Insurance & Associates inc (no website) | ? | ? | ? | ? | ? | ? | ? | ? |
| MASSACHUCHETTES | ||||||||
| Corinthian horse insurance | yes | – | yes | yes | yes | – | – | – |
| MICHIGAN | ||||||||
| Equi Sport agency | yes | – | – | – | yes | – | – | – |
| MISSOURI | ||||||||
| Georgia walker and associates | yes | – | – | – | – | – | – | – |
| NORTH CAROLINA | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Star H equine insurance | yes | – | yes | yes | yes | – | – | – |
| Equine insurance centre | yes | – | yes | yes | yes | – | – | – |
| NEBRASKA | ||||||||
| Wilkins horse insurance | yes | – | yes | yes | yes | – | – | – |
| NEVADA | ||||||||
| All American Horse insurance agency | yes | – | – | – | yes | – | – | – |
| NEW JERSEY | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Blue Bridle insurance agency | – | – | yes | yes | yes | – | – | – |
| NEW YORK | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Rojas Agency inc | yes | – | yes | yes | yes | – | – | – |
| Best insurance brokers | yes | — | yes | yes | yes | – | – | – |
| OHIO | ||||||||
| Fry’s equine insurance agency | yes | – | – | – | yes | – | – | – |
| Jarvis insurance agency | yes | – | yes | yes | – | – | – | – |
| OKLAHOMA | ||||||||
| Northwest insurance | yes | – | – | yes | yes | – | – | – |
| OREGON | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Oak Springs insurance group | yes | – | – | – | yes | – | – | – |
| PENNSYLVANIA | ||||||||
| Susan Fox Equine insurance | yes | – | yes | yes | – | – | – | – |
| TEXAS | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Taylor Harris insurance | yes | – | yes | yes | – | – | – | – |
| Southwest Ag insurance services | yes | – | – | – | yes | – | – | – |
| Knight equine insurance | yes | – | – | yes | – | – | – | – |
| Asset Equine insurance | – | – | – | – | yes | – | – | – |
| Star H equine insurance of Texas | yes | – | yes | yes | yes | – | – | – |
| VIRGINIA | Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack |
| Markel equine | yes | – | yes | yes | yes | – | – | – |
| WASHINGTON | ||||||||
| Equine insurance Northwest | – | – | – | – | yes | – | – | – |
| LCI Livestock insurance | – | – | – | – | yes | – | – | – |
There are probably MANY more companies than this, so I will continue to update this table. If you know of a company, Contact Us , or leave a review!!!
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