Pet Insurance Comparisons

Simple charts so you can easily compare each company side by side

I have made Pet Insurance Comparisons into charts with ALL the pet health insurance companies so that you can narrow down your pet insurance choice faster .

These charts are easy to follow with the most important points put side by side on a single chart. This will allow you to quickly glimpse to see what plan will fit your needs.

There is a distinct table for each country so that you can look at EVERY plan in a single chart.

On the Pet Insurance comparisons charts I’ve listed :
• Monthly payment- approximate monthly cost. (this amount isn’t exact, because ALL insurance depends on many different factors. Pet insurance price changes depending on the pets age, breed, your location).
• Coverage- the annual or lifetime amount that the company will cover for illness and accidents. Many companies will cover more.
• Deductible – annual or per incident.
• Co-payment -the % of the claim that you (the pet owner) will pay beyond the deductible.
• Maximum age that your pet can be insured under the plan.

To Compare pet health insurance for your country in a single chart, click below:

Pet insurance Comparisons for United States
Pet Insurance Comparisons for United Kingdom– (coming soon)
Pet Insurance Comparisons Australia– (coming soon)

Pet Insurance Comparisons for Canada– can be found below, so scroll down to see the comparison charts for Canada.

For Canada, you will find:
-a Large single pet insurance comparisons chart with EVERY plan of EVERY company in Canada,
-Pet Insurance Comparisons chart for companies with middle of the road coverage,
-Pet Insurance Comparisons chart of the companies with routine care.


 

Pet Insurance Comparisons Chart with ALL plans

Company Plan type Coverage- Accident Coverage- Illness Deductible Co-pay Max Age Approx Monthly Premium
Cherry Blue Red Line $10 000 /lifetime 0 $100 annual 20% No* Dog $10.25 Cat $9.25
Blue Line $10 000 /lifetime $10 000 /lifetime $100/accidents (annual), $100-300/illness (annual) 20% No* Dog $42.05- 62.65** Cat $21.50-25.85
Presidents Choice Accident $1500/ incident 0 $100-500** 20% No** Dogs $10.95 Cats $9.95
Value $2000/ incident $2000/ selected illnesses only $100-500** 20% No** Dogs $14.26- 23.18 Cats $13.41
Choice $2500/ incident $2500/ illness/ year $100-500** 20% No** Dogs $23.59- 38.33 Cats $19.82
Ultra $5000/ incident $5000/ illness/ year $100-500** 20% No** Dogs $29.79 -48.41 Cats $25.72
Pet Secure Economy Accident only $2000/accident 0 $100/ incident 20% No*** Dog $12.95 Cat $11.95
Economy Accident and Illness $2000/ accident $500/ all illnesses/yr $500/ yr for dogs $100/yr for cats 20% No*** Dog $30.22 Cat $14.52
Secure1 $1000/accident $1000/ condition/year $500, 700,900 for dogs, $1,2,300 for cats (annual) 20% No*** Dog$23.87- 41.97 Cat $13.09-21.48
Secure2 $2500/ accident $2500/ condition/year $500, 700,900 for dogs, $1,2,300 for cats (annual) 20% No*** Dog $32.11- 55.13 Cat $16.71-26.54
Secure3 $5000/ accident $5000/ condition/year $500, 700,900 for dogs, $1,2,300 for cats (annual) 20% No*** Dog $43.71- 69.65 Cat $22.77-32.58
Secure4 Unlimited/ accident Unlimited/ condition/year $500, 700,900 for dogs, $1,2,30 for cats (annual) 20% No*** Dog $70.08- 103.61 Cat $37.50-46.41
Purina Protect $2000/condition/yr 0 Under 5- 100/yr, over 5 yrs $200/yr 20% No Dogs $11.26-13.28 Cats $9.27
Preferred $2000/condition/yr $2000/condition/yr Under 5- 100/yr, over 5 yrs $200/yr 20% No Dogs $46.33-54.66 Cats $19.63
Premium $2000/condition/yr $2000/condition/yr $150, 3-6= $250, over 6= $350/yr 20% No Dogs $65.72-77.54 Cats $28.80
Ontario SPCA Intro $1000/yr Accident and Illness / $0-300**** 0-25%**** No Dog $26.95-32.35 Cat $19.95
1 $2500/yr Accident and Illness / $0-300**** 0-25%**** No Dog $42.05- 53.95 Cat $25.75
2 $5000/yr Accident and Illness / $0-300**** 0-25%**** No Dog $59.25- 72.25 Cat $35.50
3 $10 000 /yr Accident and Illness / $0-300**** 0-25%**** No Dog $92.75- 103.50 Cat $53.95
Unlimited unlimited Accident and Illness / $0-300**** 0-25%**** No Dog $140.35- 172.75 Cat $80.95
Trupanion (Vet Insurance) Dog Unlimited Unlimited $0-1000 /incident ***** 10% No Dog $21.31- 128.73
Cat Unlimited Unlimited $0-1000 /incident***** 10% No Cat $13.27- 45.59
Pet Care – Dogs Quick Care first $1000 Selected accidents 2 new illness/yr $75 (annual) 0% 5yrs $18.35
Tenant care $1000/ selected accidents $500/ illness, 2 per year $75 (annual) 0% 8 or 6 yrs****** $18.35
Master care $2500-6500/accident/ Unlimited $3-7000/category /$36-84000/ lifetime $0 and 100-250 depending on pet age. (annual) 10-20% 8 or 6 yrs****** $46.95-62.60 / $64.75- 79.90
Master care complete $5000/ incident unlimited lifetime $5000/ incident $60 000 lifetime $0 and 100-250 depending on pet age** (annual) 30% 8 or 6 yrs****** $65.95- 79.95
Master care premiere $6500/ incident unlimited lifetime $7000/ incident $84000 lifetime 10-20% and 100-250 depending on pet age** (annual) 10-20% 8 or 6 yrs****** $86.35- 105.85 / $101.45-118.75
Quick care senior $500-2000/ select incidents $2000/ select incidents $0 select, $50 accident, $200 illness. (Per incident) 0% No
Quick care plus $500-2000 select accidents $2000/ incident$12 000 lifetime selected illnesses 0-20% $0 and $100-250 depending on pet age (annual) 0% under 8yrs, 20% after 8yrs 8 or 6 yrs****** $33.95- 43.15
Quick care optimum $2000 select accidents $1500 first time illness $100 (annual) 10% 6yrs $36.15
Emergency Care $3000 lifesaving incidents $50/incident ? $19.95/yr
Pet care – Cats Quick Care first Selected accidents $500×2 total/yr $75 0% 5yrs $15.00
Tenant Care $1000/ selected accidents $500/ illness, 2 per year $50 0% 10 years* $17.25
Master care $2000-6000/accident/ Unlimited $2.5-6500/category /$30-78000/ lifetime $0** and 100-250 depending on pet age 10-20% 10 yrs* $25.35- 32.35
Master care complete $5000/ incident unlimited lifetime $5000/ incident $60 000 lifetime $0** and 100-250 depending on pet age 30% 10 years* $39.95
Quick care senior $500-2000/ select incidents $2000/ select incidents $0** select, $50 accident, $200 illness 0% No
Quick care Indoor cats $500- 2000 select accidents $2000/ incident selected illnesses $0 and $50-200 ? No $13.95
Quick care optimum $2000 select accidents $1500 first time illness $0 or $100 10% 6yrs $31.25
Master Care Premier $6000/ accident Unlimited $6500/ illness $78000 lifetime $100- 250* 10-20% 10 years* $43.15-50-70

*Cherry Blue- age: Dogs over 8, cats over 10 must sign on with the $300 deductible
**PC Deductible- Increase with age of pet. Accident=per incident, Illness= per year
*** Pet Secure – Medical records required for dogs over 8, and cats over 10.
**** Ontario SPCA – Co-payment and Deductible both increase with the pets age
***** Trupanion- You can customize the deductible. The higher the deductible, the lower the monthly premium
******Pet Care- If pet is a premium breed, max age is 6 yrs


The Pet Insurance Comparisons chart for middle of the road coverage(about $4-5000/ year of coverage for ALL illnesses and accidents).

Many plans had select incidents, and these are excluded from this chart.

I feel that a coverage of about $4-5000 is a reasonable amount of coverage for many major problems.

Company Plan type Coverage- Accident Coverage- Illness Deductible Co-pay Max Age Approx Monthly Premium
Cherry Blue Blue Line $10 000 /lifetime $10 000 /lifetime $100/accidents (annual), $100-300/illness (annual) 20% No Dog $42.05- 62.65 Cat $21.50-25.85
Presidents Choice Choice $2500/ incident $2500/ illness/ year $100-500 20% No Dogs $23.59- 38.33 Cats $19.82
Pet Secure Secure2 $2500/ accident $2500/ condition/year $500, 700,900 for dogs, $1,2,300 for cats (annual) 20% No Dog $32.11- 55.13 Cat $16.71-26.54
Purina Preferred $2000/condition/yr $2000/condition/yr Under 5- 100/yr, over 5 yrs $200/yr 20% No Dogs $46.33-54.66 Cats $19.63
Ontario SPCA 2 $5000/yr Accident and Illness $0-300 0-25% No Dog $59.25- 72.25 Cat $35.50
Trupanion (Vet Insurance) Dog Unlimited Unlimited $0-1000 /incident 10% No Dog $21.31- 128.73
Cat Unlimited Unlimited $0-1000 /incident 10% No Cat $13.27- 45.59
Pet Care – Dogs Master care $2500-6500/accident/ Unlimited $3-7000/category /$36-84000/ lifetime 10-20% $0 and 100-250 depending on pet age. (annual) 10-20% 8 or 6 yrs $46.95-62.60 / $64.75- 79.90
Pet care – Cats Master care $2000-6000/accident/ Unlimited $2.5-6500/category /$30-78000/ lifetime 10-20% $0 and 100-250 depending on pet age 10-20% 10 yrs $25.35- 32.35

Pet Insurance Comparisons chart for the companies that offer Routine Care (cover annual exams and shots).

Company Plan type Coverage- Accident Coverage- Illness Deductible Co-pay Max Age Approx Monthly Premium
Purina Premium $2000/condition/yr $2000/condition/yr $150, 3-6= $250, over 6= $350/yr 20% No Dogs $65.72-77.54 Cats $28.80
Ontario SPCA Unlimited unlimited Accident and Illness $0-300 0-25% No Dog $140.35- 172.75 Cat $80.95
Pet Care – Dogs Master care complete $5000/ incident unlimited lifetime $5000/ incident $60 000 lifetime 30% $0 and 100-250 depending on pet age (annual) 30% 8 or 6 yrs $65.95- 79.95
Quick care optimum $2000 select accidents $1500 first time illness $100 (annual) 10% 6yrs $36.15
Pet care – Cats Master care complete $5000/ incident unlimited lifetime $5000/ incident $60 000 lifetime 30% $0 and 100-250 depending on pet age 30% 10 years $39.95
Quick care optimum $2000 select accidents $1500 first time illness $0 or $100 10% 6yrs $31.25

 

If there are other Pet Insurance Comparisons charts that you would find helpful, please let me know and I will make a chart and add them to this site.

Please let me know what pet insurance you end up getting, and let me know if my site helped you make your choice.


 

Check out the Best Insurance in Canada – this page will give you a summary of the best insurance in Canada.

Click here to see the Cheapest Pet Insurance company in Canada and find out which plans have the lowest co-payment and lowest deductible.


 

Check out the Canadian Pet Insurance Companies individually for more information:

Cherry blue pet insurance- 3 simple plans- basic, ultimate and in the middle.

PC Insurance- 5 plans all reasonably priced!

Pet care insurance- HUGE assortment of plans to choose from.

Corporation of Pethealth and all their other insurance companies

Purina pet insurance – 3 simple but comprehensive plans so it’s easy to choose.

Ontario spca pet insurance – 5 plans for Ontario Residents

Trupanion pet insurance- one plan so it’s easy, you just have to pick the perfect deductible for you.

Vet insurance- powered by Trupanion.

Pet Insurance Terminology – all the complicated terminology explained simply and easily


Check out Canada Pet Insurance Companies

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