Best Rated Pet Insurance in the USA

This page has been made so that you can compare the best rated pet insurance in the USA. If you’re looking for pet insurance ratings for Canada, I’ve researched that too!


I feel that a great way to choose a company that you will pay hundreds of dollars over many years, is by what other people think of the company.


I have visited EVERY pet insurance company on this page and also scoured the web to check out reviews and information.  One site, petinsurancereview, has reviews and overall ratings of different pet insurance companies.



Top 4 Best Rated Pet Insurance companies in USA:
explained in order below with their rating.

9.7  / 10   Healthy Paws

Healthy Paws is a newer company that has risen in the ranks!  It started a few years back, and has risen to the top ranked pet insurance company in the USA.  It offers Unlimited Lifetime coverage with a sliding co-payment and your choice of deductible.


Check out my overview page on Healthy Paws, or

Visit Healthy Paws page and see for yourself!!
With a rating of 9.7 of hundreds from pet owners, you can’t go wrong!

9.1 / 10  Pet Plan

Pet Plan is an American Company that offers 3 plans with coverage for $8 000, $12 000 or $20 000 annually. There is no lifetime limits with PetPlan (within the annual amounts).  This company has done so well in the USA that it’s started to expand to cover Canada.

Visit PetPlan site

Or, Get a free BarkBox if you cover your dog with Petplan.  Use Code BARKBOX

9.0 / 10  Trupanion

Trupanion started as a Canadian Pet insurance company that has done so well, that it’s started selling policies in the USA. They offer unlimited lifetime coverage with a sliding deductible (that you choose) from 0 to $1000, so that you can fully customize your insurance policy. They have excellent ratings by customers.

Visit to find out more. 


8.9 / 10 Embrace

Embrace Pet insurance offers 3 main plans, with a customizable plan with the option to customize your deductible and co-payment.  The plans cover from $5000 / year to $15 000/ year.  You can also choose to have coverage towards your annual vet examination and shots.

Check out the Embrace site or get a free Quote

USA Best Rated Pet Insurance Table,
with all companies listed:

The Ratings for the companies in the USA, in order of customer satisfaction.


Weighted Average: 60 day rating 1 year rating Lifetime rating Company Get a quote for company This Site Overview page
9.7 9.6 9.7 9.7 Healthy Paws Healthy Paws quote! Healthy Paws 
9.13 9 8.9 9.2 Pet Plan PetPlan website. Pet Plan
8.99 8.9 9.2 8.9 Trupanion Trupanion website  Trupanion
8.93 8.9 9 9.1 Embrace Embrace Site  Embrace
8.46 8.5 8.7 8.4 Pets Best  Pets Best
7.82 7.8 7.9 7.8 ASPCA  ASPCA
7.82 3 7.3 7.9 Pet First Healthcare  Pet First
7.75 8.3 8.3 7.6 VPI  VPI
5.74 9 6.5 5.6 AKC Pet Healthcare AKC
Protect your Bubble No longer offers new plans.
Other Options
6.99 4.5 4.5 7.3 Pet Assure Pet Assure Website  Pet Assure
3.98 5.8 3.6 4.1 Banfield  Banfield
6.5 United Pet Care



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