Pet Plan Insurance:
|Plan||Accidents and Illness||Deductible (per incident)||Max age limit to sign on||Lifetime cover||Price per month|
|Bronze (20, 10, 0%)||8000/ year||Choose $50,100,200||no||yes||Dog: $17.86- 143.15 Cat: $11.81- 24.83|
|Silver (20, 10, 0%)||12000/ year||Choose $50,100,200||no||yes||Dog: $19.71- 160.03 Cat: $12.37- 26.17|
|Gold (20, 10, 0%)||20000/year||Choose $50,100,200||no||yes||Dog: $21.71-178.31 Cat: $13.00-27.66|
Insuring Pedigree dogs tends to cost a lot more with most companies unless the company doesn’t offer hereditary conditions.
Detailed coverage Chart for Pet Plan Insurance
|Vet fees Accident and Illness||8000/ year||12000/ year||20000/ year|
|Death (replacement cost of pet)||-||-||$1,000|
|Theft or loss||-||$250||$500|
|Cremation or burial||-||-||-|
|Boarding (if owner hospitalized)||-||$250||$500|
|Holiday (trip cancellation)||-||-||$1,000|
|Dental (not teeth cleaning)||Yes, but not teeth cleaning||Yes, but not teeth cleaning||Yes, but not teeth cleaning|
|Breeding, Fertility, Pregnancy||-||-||-|
|Medical devices (ex. Wheelchair for dog)||yes||yes||yes|
|Lost/Stolen pet adds||-||$250||$500|
|Third party liability||-||-||-|
|Accidental Damage (tenant coverage)||-||-||-|
|Grooming and Bathing||-||-||-|
|Pet food, Nutritional supplements, vitamins, natural remedies||-||-||-|
Some Common Questions:
Lifetime insurer (will Pet Plan Insurance cover on going conditions throughout a pets life)?
Yes. They are a true lifetime pet insurance company.
If you want to better understand Lifetime Pet Insurance, check out this page!
10% Microchipped15% Veterinary medical professionals10% Medical services pet10% Multiple pets5% Online discountplus more for partnerships with organizations and employment.
Not all discounts are available in all states.These Discounts cannot be accumulated. The maximum is 15%.
Any vet or specific vets only? After hours vets or in home vets?
Any vet in the USA is covered with Pet Plan Insurance.
Can the vet be paid directly?
No, you pay the vet, and they will reimburse you, however on a case-by-case basis they may be able to pay your vet directly if they agree.
If not, How quickly are claims processed?
10-20 working days.
Do they cover examination fee(if it relates to the injury or illness)?
No. They do not cover wolf or wolf crosses or cloned pets.
Do I stop getting coverage as my dog ages?
Does age affect monthly price (as my dog gets older will the monthly premium go up)?
Yes 3-11- 9-10% a year.
Do they put the monthly price up every year? By how much?
They raise the premiums to keep pace with rising costs of veterinary care.
Do they serve all of USA? Is the monthly amount more depending on where I live?
14 days for illnesses.
24 hrs for accidents.
Do rates increase with more claims/penalized for filing more claims?
Maximum lifetime claim amount with Pet Plan Insurance?
No. Only annual limits.
What is the co-pay?
0,10 or 20%
None to note.
Money back guarantee?
30 days as long as you haven’t made any claims.
What Pet Plan Insurance doesn’t cover - claims that are directly or indirectly related to:
• Pets under 6 weeks old.
• Pre-existing conditions.
• No coverage for activities that result from: breeding.
• Hunting IS covered, as well as Racing and Law enforcement if you tell them ahead of time.
• Treatment not recommended by a vet
Make sure to read the fine print before purchasing, there are many more exclusions that are not written here.
Select breed dogs:
The dog breeds listed below will not get the replacement price of the pet if it dies.
Aidi, Akbash Dog, Appenzeller Sennenhund , Argentine Dogo / Dogo Argentino, Beauceron, Bernese Mountain Dog, Black Russian Terrier, Bloodhound, Boerboel, Bulldog (all Bulldog breeds), Bull Terrier, Ca de Bou / Perro de Presa Mallorquin, Canary Dog /Presa Canario, Cane Corso , Cão de Fila de São Miguel, Chinese Chongqing Dog, Clumber Spaniel, Coonhound , Deerhound /Scottish Deerhound, Doberman Pinscher, Dogue de Bordeaux /French Mastiff, Dutch Sheepdog / Schapendoes, Entlebucher Sennenhund, Fila Brasileiro /Brazilian Fila , Gran Mastin de Borinquen, Great Dane, Great Pyrenees / Pyrenean Mountain Dog, Greater Swiss Mountain Dog, Griffon Brabancon, Irish Wolfhound, Kangal Dog, Landseer, Leonberger, Maremma Sheepdog, Mastiff (all Mastiff breeds), Mioritic Sheepdog, Newfoundland, Ovtcharka, Rottweiler, Scottish Terrier (Scottie), Saint Bernard, Shar-Pei, Staghound , Tibetan KyiApso, Thai Ridgeback, Tosa Inu
And, whatever insurance you end up getting, please come back and Leave a review.
24petwatch- another Pethealth corporation company!
AKC Pet Insurance– Offer Coverage in all 50 States!
ASPCA Pet Health Insurance– 10% of your purchase goes towards helping shelter animals.
Banfield Pet Insurance– Cheaper routine coverage spread out throughout the year to keep your regular vet prices low.
Companion Insurance- 2 plans to choose from.
Embrace Pet Insurance - Very customizable plan! so you can adjust your plan based on deductible or monthly payment to fit your budget.
Healthy Paws Pet Insurance - More customizable plans created by people who love animals.
Pet Assure- pet insurance alternative so you ALWAYS have lower vet bills and your pet will even be covered with pre-existing conditions.
Pet Care Pet Insurance- HUGE assortment of plans to choose from.
Pet First insurance- same price policies for any breed of pet.
Corporation of Pethealth and all their other companies.
Petsafe - Unlimited coverage at reasonable prices.
Pets Best Insurance - Travel to anywhere in the world with your pet and you’ll be covered! Or if you have a pregnant dog, this might be for you!
Quick Care - 5 plans, with one especially for Tenants!
Shelter Care - Great prices and excellent customer service.
Trupanionone plan so it’s easy, you just have to pick the perfect deductible for you.
VPI pet insurance– Originally created by Veterinarians, now covers your pet globally and will also cover Exotic pets and birds!
Pet Insurance Terminology - all the complicated terminology explained simply and easily.