Healthy Paws Pet Insurance:
|Plan||Accidents and Illness||Deductible (annual)||Max age limit to sign on||Lifetime cover||Price per month|
|Dog plan (30,20 or 10%)- young mixed breed||$25000 lifetime No incident limit.||$50, 100, 250, 500||Over 6 years must have a complete clinical examination.||yes||Dog: $19.42-29.68|
|Dog plan (30,20 or 10%)- older pure breed||$25000 lifetime No incident limit.||$50, 100, 250, 500||Over 6 years must have a complete clinical examination.||yes||Dog: $50.31-90.25|
|Cat plan (30,20 or 10%)||$25000 lifetime No incident limit.||$50, 100, 250, 500||6 years||yes||Cat: $13.12- 20.20|
Their plans are very customizable. You can choose the deductible, or the co-payment.
Detailed coverage Chart for Healthy Paws Pet Insurance
|Dog and Cat plan|
|Vet fees Accident and Illness||$25000 lifetime No incident limit.|
|Hip dysplasia||Yes- see below|
|Death (replacement cost of pet)||-|
|Boarding (if owner hospitalized)||-|
|Holiday (trip cancellation)||-|
|Dental (not teeth cleaning)||Only if due to accident|
|Breeding, Fertility, Pregnancy||-|
|Medical devices (ex. Wheelchair for dog)||yes|
|Lost/Stolen pet adds||-|
|Third party liability||-|
|Accidental Damage (tenant coverage)||-|
|Grooming and Bathing||-|
|Pet food, Nutritional supplements, vitamins, natural remedies||-|
Some Common Questions:
Lifetime insurer(will they cover on going conditions throughout pets life)?
Yes, since the lifetime amount is very high, you have nearly lifetime coverage.
If you want to better understand Lifetime Pet Insurance, check out this page!
There are promo codes available.
Any vet or specific vets only? After hours vets or in home vets?
Yes and yes.
Can the vet be paid directly?
Not generally, unless it’s a major surgery planned in advance they can work something out.
If not, How quickly are claims processed with Healthy Paws Pet Insurance?
5-10 business days. 72 hrs for repeat claims.
Do they cover the examination fee (if it relates to the injury or illness)?
Do I stop getting coverage as my dog ages?
Does age affect monthly price (as my dog gets older will the monthly premium go up)?
Do they put the monthly price up every year? By how much?
They will put up claims slightly each year based on increasing vet prices.
Does Healthy Paws Pet Insurance serve all of USA? Is the monthly amount more depending on where I live?
Yes and yes.
15 days for illness or accidents, 12 months for hip dysplasia.
Do rates increase with more claims/penalized for filing more claims?
No, you are not penalized if your pet gets sick or injured and you need to file more claims.
Maximum lifetime claim amount?
What is the co-pay?
30,20 or 10%, you choose.
None to note.
Money back guarantee?
What they don’t cover - claims that are directly or indirectly related to:
• Pets under 8 weeks old.
• Pre-existing conditions.
• No coverage for activities that result from: racing, breeding, hunting, law enforcement.
• Treatment not recommended by a vet.
Make sure to read the fine print before purchasing, there are many more exclusions that are not written here.
Please, check out or leave a Review to let people know about your experience.
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