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Horse Insurance
Find the best Equine Insurance for your needs!

Horses are Expensive and Equine insurance can help!
Horse insurance can help by keeping many unforeseen major expenses low.

There are many different kinds of insurance for horses to choose from:

• Medical,
• Veteran or pony coverage
• Third party liability (an absolute must if in the UK)- keep reading to find out why,
• Mortality
• Trailer coverage
• Tack and Saddle coverage
• Rider insurance
• Loss of use Equine insurance

So, you need to decide what kind of horse insurance that you want…

I have assembled many horse insurance company policies so that you will be able to pick the best company for you and your horse.

Medical Horse Insurance:

Medical bills can add up to a lot if your horse gets sick or injured. This can help to keep your medical bills reasonable, and the same month after month, because a major medical bill can cost ALOT.

Veteran or Pony:

These can cover your Veteran horse or pony for rider coverage, third party liability or even for medical insurance, cause even if they don’t compete, unforeseen bills could cost an arm and a leg!

Third party Liability Horse Insurance:

This insurance is now VERY important in the UK.
This is why:
House of Lords has now decided that in the event of someone being injured by a horse, the Animal Act should apply. Under the Animal Act the keeper/owner is strictly liable for any damage or injury to a third party, whether negligent or not.

So, if something happens, this insurance can save you millions… so if you only get one kind of insurance, get this!

Mortality:

Will cover the replacement cost (that you specify when you purchase) of the horse if it dies. Can be for any death or for certain causes of death.

Trailer coverage:

Often, you can choose the amount that the trailer is worth and how much you want it insured for.

Saddle and tack coverage:

You can often choose the amount that your saddle and tack are worth and have them insured for loss or theft.

Rider Equine insurance:

Can cover you or other riders that ride your horse for injury or death.

Loss of use Equine Insurance:

If your horse is used for competitions or races for example, the insurance company will give you a percentage of the losses that you would have amassed if your horse can no longer compete.

Below is a list of the different Horse insurance companies in various countries as well as a basic breakdown of the cover.

If you use any of these Equine Insurance companies, please Leave a review… Thank you.

To check out the Horse Insurance companies in the United states, click here.

UNITED KINGDOM:

Equine Insurance companies in ENGLAND:

	Mortality	Theft or loss from straying	Loss of use	Medical	Liability	Personal accident	Horsebox/ trailer	Saddle and Tack
E &L insurance brokers	?	?	?	yes	yes	yes	?	yes
KBIS equine insurance	yes	yes	yes	yes	yes	yes	yes	yes
Julie Andrews	yes	yes	yes	yes	yes	yes	yes
Petplan equine	yes	yes	yes	yes	yes	yes	yes	yes
B. Portwood & Co.	yes	yes		yes	yes	yes	yes	yes
Shearwater insurance services	Yes	yes	yes	yes	yes	yes	yes	yes
Stoneway insurance	yes	yes	yes	yes	yes	yes	yes	yes

? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.

IRELAND

	Mortality	Theft or loss from straying	Loss of use	Medical	Liability	Personal accident	Horsebox/ trailer	Saddle and Tack
Curragh Bloodstock: website only one page	?	?	?	?	?	?	?	?
Weatherbys group- also offer world wide cover aswell	yes	?	?	yes	yes	?	?	?

? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.

AUSTRALIA

	Mortality	Theft or loss from straying	Loss of use	Medical	Liability	Personal accident	Horsebox/ trailer/ float	Saddle and Tack
AFFINITY EQUINE INSURANCE SOLUTIONS	yes	-	yes	yes	yes	yes	yes	yes
AIS Insurance	yes	yes	yes	?	?	yes	yes	yes
AON RISK SOLUTIONS	yes	-	yes	-	yes	yes	yes	yes
E-QUINE INSURANCE SERVICES PTY LTD	yes	yes	?	?	yes	?	?	?
Petplan equine	yes	yes	yes	yes	yes	-	yes	yes

? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.

NEW ZEALAND:

	Mortality	Theft or loss from straying	Loss of use	Medical	Liability	Personal accident	Horsebox/ trailer/ float	Saddle and Tack
New Zealand bloodstock	yes	-	-	-	-	-	-	-

CANADA:

	Mortality	Theft or loss from straying	Loss of use	Medical	Liability	Personal accident	Horsebox/ trailer/ float	Saddle and Tack
Colley, borland and vale	yes	-	-	yes	yes	-	-	-
Henry equestrian insurance brokers	yes	-	-	yes	yes	-	yes	yes
Intercity Insurance Services Inc	yes	-	-	yes	?	-	yes	yes

? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.

This list is BY FAR complete, but I hope that it helps you find the kind of horse insurance that you are looking for. If you know of a company, Contact Us , or pleaseleave a review!!!

If you’re looking for Dog or Cat Insurance,
Check out your country:

Pet Insurance USA

Every Pet Insurance Canada Company Researched and Compared.UK companies coming soon….

Information on Exotic pet coverage too…

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