Find the best Equine Insurance for your needs!
Horses are Expensive and Equine insurance can help!
Horse insurance can help by keeping many unforeseen major expenses low.
There are many different kinds of insurance for horses to choose from:
• Medical,
• Veteran or pony coverage
• Third party liability (an absolute must if in the UK)- keep reading to find out why,
• Mortality
• Trailer coverage
• Tack and Saddle coverage
• Rider insurance
• Loss of use Equine insurance
So, you need to decide what kind of horse insurance that you want…
I have assembled many horse insurance company policies so that you will be able to pick the best company for you and your horse.
Medical Horse Insurance:
Medical bills can add up to a lot if your horse gets sick or injured. This can help to keep your medical bills reasonable, and the same month after month, because a major medical bill can cost ALOT.
Veteran or Pony:
These can cover your Veteran horse or pony for rider coverage, third party liability or even for medical insurance, cause even if they don’t compete, unforeseen bills could cost an arm and a leg!
Third party Liability Horse Insurance:
This insurance is now VERY important in the UK.
This is why:
House of Lords has now decided that in the event of someone being injured by a horse, the Animal Act should apply. Under the Animal Act the keeper/owner is strictly liable for any damage or injury to a third party, whether negligent or not.
So, if something happens, this insurance can save you millions… so if you only get one kind of insurance, get this!
Mortality:
Will cover the replacement cost (that you specify when you purchase) of the horse if it dies. Can be for any death or for certain causes of death.
Trailer coverage:
Often, you can choose the amount that the trailer is worth and how much you want it insured for.
Saddle and tack coverage:
You can often choose the amount that your saddle and tack are worth and have them insured for loss or theft.
Rider Equine insurance:
Can cover you or other riders that ride your horse for injury or death.
Loss of use Equine Insurance:
If your horse is used for competitions or races for example, the insurance company will give you a percentage of the losses that you would have amassed if your horse can no longer compete.
Below is a list of the different Horse insurance companies in various countries as well as a basic breakdown of the cover.
If you use any of these Equine Insurance companies, please Leave a review… Thank you.
To check out the Horse Insurance companies in the United states, click here.
UNITED KINGDOM:
Equine Insurance companies in ENGLAND:
| Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack | |
|---|---|---|---|---|---|---|---|---|
| E &L insurance brokers | ? | ? | ? | yes | yes | yes | ? | yes |
| KBIS equine insurance | yes | yes | yes | yes | yes | yes | yes | yes |
| Julie Andrews | yes | yes | yes | yes | yes | yes | yes | |
| Petplan equine | yes | yes | yes | yes | yes | yes | yes | yes |
| B. Portwood & Co. | yes | yes | yes | yes | yes | yes | yes | |
| Shearwater insurance services | Yes | yes | yes | yes | yes | yes | yes | yes |
| Stoneway insurance | yes | yes | yes | yes | yes | yes | yes | yes |
? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.
IRELAND
| Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer | Saddle and Tack | |
|---|---|---|---|---|---|---|---|---|
| Curragh Bloodstock: website only one page | ? | ? | ? | ? | ? | ? | ? | ? |
| Weatherbys group- also offer world wide cover aswell | yes | ? | ? | yes | yes | ? | ? | ? |
? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.
AUSTRALIA
| Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer/ float | Saddle and Tack | |
|---|---|---|---|---|---|---|---|---|
| AFFINITY EQUINE INSURANCE SOLUTIONS | yes | – | yes | yes | yes | yes | yes | yes |
| AIS Insurance | yes | yes | yes | ? | ? | yes | yes | yes |
| AON RISK SOLUTIONS | yes | – | yes | – | yes | yes | yes | yes |
| E-QUINE INSURANCE SERVICES PTY LTD | yes | yes | ? | ? | yes | ? | ? | ? |
| Petplan equine | yes | yes | yes | yes | yes | – | yes | yes |
? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.
NEW ZEALAND:
| Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer/ float | Saddle and Tack | |
|---|---|---|---|---|---|---|---|---|
| New Zealand bloodstock | yes | – | – | – | – | – | – | – |
CANADA:
| Mortality | Theft or loss from straying | Loss of use | Medical | Liability | Personal accident | Horsebox/ trailer/ float | Saddle and Tack | |
|---|---|---|---|---|---|---|---|---|
| Colley, borland and vale | yes | – | – | yes | yes | – | – | – |
| Henry equestrian insurance brokers | yes | – | – | yes | yes | – | yes | yes |
| Intercity Insurance Services Inc | yes | – | – | yes | ? | – | yes | yes |
? indicates that I could not find the information on the site, they may still insure these things, their website just didn’t mention it.
This list is BY FAR complete, but I hope that it helps you find the kind of horse insurance that you are looking for. If you know of a company, Contact Us , or please leave a review!!!
If you’re looking for Dog or Cat Insurance,
Check out your country:
Every Pet Insurance Canada Company Researched and Compared.
UK companies coming soon….
Information on Exotic pet coverage too…
Click here to go check out American Equine Insurance
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